Q. The Insurance Regulatory and Development Authority (IRDA) is a -
1) Statutory Body
2) Constitutional Body
3) Non Governmental Organization
4) Advisory Body
Q. Those entities whose failure can threaten the survival of other institutions which in turn can possibly lead to a financial crisis are known as -
1) Systemically Meaningful Financial Institutions
2) Systemically Financial Important Institutions
3) Systemically volatile Financial Institutions
4) Systemically Capricious Financial Institutions
Q. As per the guidelines issued by the Reserve Banks of India classify as Non-Performing Asset (NPA) only if the interest due and during any quarter is not serviced full within -
1) 90 days from the end of the quarter
2) 60 days from the end of the quarter
3) 60 days from the beginning of the quarter
4) 30 days from the end of the quarter
Q. Individuals invest in insurance policy for-
1) Risk Protection only
2) Easy liquidity
3) Low Returns
4) Tax Benefit and Risk Protection
Q. Which of the following terms is not covered under General insurance?
1) Marine Insurance
2) Fine Insurance
3) Motor Insurance
4) Life Insurance
Q. Where is the headquarters of credit rating agency ICRA?
1) Gurugram
2) Noida
3) New Delhi
4) Hyderabad
Q. Kisan Credit Cards are issued to -
1) All the categories of farmers
2) Persons engaged in animal husbandry
3) Persons engaged in fisheries
4) All of the above
Q. The FRBM Act prescribes that the Debt to GDP ratio of the Government of India should be brought down to 40% by -
1) 2020-21
2) 2021-22
3) 2022-23
4) 2024-25
Q. 59-minute Loan portal is related to -
1) Foreign Investors in priority sectors
2) Micro, Small and Medium Enterprises (MSME) sector
3) Marginal and Small farmers
4) Weaker Sections
Q. The maximum permissible investment limit in Post Office monthly income for an individual is Rs. ........ and for a couple is Rs. ......
1) 3.00 lakh, 6.00 lakh
2) 6.00 lakh, 12.00 lakh
3) 4.5 lakh, 9.00 lakh
4) 9.00 lakh, 18.00 lakh
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