Q. The working and activity of NBFCs are registered by the Reserve Bank of India within the framework of the -
1) Reserve Bank of India Act, 1934 (Chapter 10-12)
2) Banking Regulation Act, 1949
3) Companies Act, 1956
4) Banking Companies Act, 1970 (Chapter No. 4)
Q. The Reserve Bank of India has advised banks to adhere to timelines prescribed for formulation and implementation of the 'CAP' by resolution of stressed loans. The alphabet 'C' in abbreviation 'CAP' stands for -
1) Convertible
2) Corproate
3) Company
4) Corrective
Q. The 'Cash and ATM Management Companies' are now not required to comply with the Private Security Agencies (Regulation) ACT (PSARA). As a result they may not be allowed to attract Foreign Direct Investment (FDI) up to -
1) 51 per cent
2) 28 per cent
3) 100 per cent
4) 75 per cent
Q. Payment solutions provider 'Oxigen Services' and 'PayU India' have been granted in principle approval from Reserve Bank of India (RBI) to operate as -
1) Payments Bank
2) Small Finance Bank
3) Bharat Bill Payments Operating Unit
4) Universal Bank
Q. At any one time, minimum balance in a BSBDA small Account should not exceed -
1) Rs. 40,000
2) Rs. 50,000
3) Rs. 30,000
4) Rs. 20,000
Q. In India the Credit rating agencies are regulated by -
1) SEBI
2) RBI
3) FIMMDA
4) PFRDA
Q. With an intention of increasing Digital transactions, the Reserve Bank of India has recently permitted cooperative banks to deploy their own or third party point of sale terminals only, if their net assets are more than -
1) Rs. 15 crore
2) Rs. 25 crore
3) Rs. 50 crore
4) Rs. 10 crore
Q. Which of the following is an integrated payment system which uses the customer's Smart or Credit Card by scanning a code of the merchant's place?
1) Aadhaar Pay
2) UPI
3) Bharat QR
4) Bhim APP
Q. The 'CGFMU' is a Credit Guarantee Fund established for guaranteeing loans sacrificed under the -
1) PMRY Scheme
2) PMMY Scheme
3) PMGSY Scheme
4) PMAY Scheme
Q. Which of the following instruments is 'not' a debt instrument?
1) Stocks
2) Debentures
3) Bonds
4) Mortgages
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