Q. The abbreviation EMI in banking sector stands for
1) Equated Monthly Instalment
2) Equal Monthly Increment
3) Equated Money Instalment
4) Equalised Monthly Instalment
Q. The Electronic Funds Transfer at Point of Sale (ESTPOS) is an electronic payment system based on
1) Interner Banking
2) Account Payee Cheques
3) Letters of Credit
4) Debit and Credit Cards
Q. Banking Codes and Standard Board of India (BCSBI) has evolved which of the following codes
1) Code of Bank's commitment to customers.
2) Code of Bank's commitment to big industries
3) Code of Bank's commitment to micro and Small Enterprises
4) (1); and (3)
Q. According to the provisions of the Income tax Act, 1961, a resident individual is categorised as a 'super senior citizen' when his age is
1) 80 Years
2) 75 Years
3) 90 Years
4) 85 Years
Q. The part of a company's earnings or profits which are paid out to shareholders is known as -
1) Capital Gains
2) Taxes
3) Interest on Borrowings
4) Dividends
Q. Which of the following is a receipt listed in India and traded in rupees declaring ownership of shares of a foreign company?
1) Indian Depository Receipt (IDR)
2) European Depository Receipt (EDR)
3) Global Depository Receipt (GDR)
4) American Depository Receipt (ADR)
Q. Which of the following services relate to execution of transaction directly with consumers, rather than corporations or other banks?
1) Wholesale Banking Services
2) Industrial Banking Services
3) Corporate Banking Services
4) Retail Banking Services
Q. A type of fraud wherein criminals use an innocent person's details to open or use an account to carry out financial transactions is known as
1) Identity Theft
2) Hacking
3) Money Laundering
4) Espionage
Q. A bank without any branch network that offers its services remotely through online banking, telephone/mobile banking and interbank ATM network alliances is known as
1) Universal Bank
2) Indirect Bank
3) Door Step Bank
4) Direct Bank
Q. Banks' mandatory lending to farmers for agriculture, micro and small enterprises, and other weaker sections wherein banks are required to lend up to 40 percent of the loans is generally described as
1) Para banking
2) Sub-Prime lending
3) Retail lending
4) Priority sector lending
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